Bankruptcy Attorney in Garden City, Kansas
At Dean K Ryan, Attorney at Law, we understand that facing bankruptcy and debt troubles can feel isolating. But we're here to assure you — you're not alone. These issues are more common than you might think, and there's no shame in seeking help. Contact our law firm in Garden City, Kansas, to request an appointment where we'll discuss your situation.
With a FREE Bankruptcy consultation, find out how you can determine if bankruptcy is right for you. Preserve your assets. Stop creditor harassment, foreclosure, repossession, and wage garnishment.
hapter 7 Bankruptcy
Chapter 7 bankruptcy is one of the most common forms of bankruptcy. It's often referred to as "liquidation bankruptcy" because it involves selling off your non-exempt assets to pay off as much debt as possible.
Chapter 7 bankruptcy can help to erase many types of unsecured debt, such as credit card bills or medical debt. However, it doesn't cover all types of debt. For example, student loans, child support, and some tax debt generally can't be eliminated in Chapter 7 bankruptcy.
To file for Chapter 7 bankruptcy, you'll have to pass the "means test. " This test looks at your income and expenses to determine if you can pay back a portion of your unsecured debts. If your income is below the state median, you're typically eligible.
Let Our Attorney Lead You Out of Debt
Don't let debt control your life any longer. At Dean K Ryan, Attorney at Law, we're committed to helping you navigate these complex processes. We'll stand by your side every step of the way, providing expert guidance and reassurance. You don't have to face this alone - we're here, ready to lead you out of debt and into a more secure financial future.